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Medicaid Planning

Preparing for the Future

Medicaid Planning

The cost of long-term care has made planning an important issue for most middle class seniors and their families. In fact, most seniors will likely require some form of long-term care. Families who require long-term care face ongoing nursing home rates of $10,000 or more per month.

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Smart Medicaid Planning

How We Can Help

With the rising costs of long-term care, planning has become essential for middle-class seniors and their families. Most seniors will need some form of long-term care, and families often face staggering nursing home expenses that can exceed $10,000 per month. Our knowledgeable attorneys are here to help you navigate the complexities of Medicaid planning, ensuring that you can access the care you need without depleting your assets.

We’ll work with you to develop a personalized strategy that maximizes your eligibility for Medicaid while protecting your hard-earned savings. Our team will guide you through the various options available, from asset protection to establishing trusts, so you can make informed decisions about your future care.

Don’t leave your family’s financial security to chance. By partnering with us, you can focus on your health and well-being while we handle the legal details. At Rodriguez Elder Law, we’re dedicated to helping you plan for the future with confidence. Contact us today to schedule a consultation, and let us support you in safeguarding your legacy.

70%
Of seniors will need some form of long-term care
$100,000+
Average annual cost of nursing home care
16%
Of Americans have a long-term care plan in place

FAQ

Frequently Asked Questions

Don’t see your question among our common questions? Please reach out via our contact form and we will get right back to you!

What is Medicaid Planning?

Medicaid Planning is legal and should be carried out by an elder law attorney who specializes in protecting client’ assets within the constructs of the law.  Congress allows citizen to qualify for Medicaid after meeting certain requirements, and those requirements could be changed if Congress felt they were being abused. Medicaid planning is not any more illegal that planning to avoid taxes.

Our Firm assists with eligibility planning for Medicaid Waiver, known for its home healthcare benefits and assisted living financial support, and Institutional Care Program Medicaid, known for its nursing home financial support.

Medicare does not cover long-term nursing home care nor prolonged home healthcare services. Medicare is meant to be short term acute care. Medicare Part A (hospital insurance) covers rehabilitation nursing care in a skilled nursing facility (SNF) under certain conditions for a limited time. Medicare covers a maximum of 100 days of rehabilitation care in a nursing home, but not all 100 days at 100% resulting in an out of pocket co-pay.

It’s never too late to do this type of planning. Even if a loved one is already in a nursing home planning can be done to save a portion of those assets from being spent on nursing home care. If someone tells you the only option is to spend down the assets they probably don’t know enough about this area of the law.

Should I wait until I need Medicaid benefits before I see an elder law attorney

 

No, if you anticipate needing Medicaid at any point in the foreseeable future, it’s prudent to seek the advise of a qualified elder law attorney.  There are strategies we can implement to protect your assets which may not be available when you actually need Medicaid.  Some of those strategies may include transferring your assets or establishing trusts. An elder law attorney with expertise in Medicaid planning can evaluate your situation and advise you on the most prudent steps to take in order to preserve your rights and maximize benefits.

 

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